Flexible Car Finance Options

Kingsway Smart Loans can tailor a package to suit you.

At Kingsway Smart Loans we can access over 40 different lenders to find the right finance deal to suit your requirements. We can offer a range of motor vehicle finance options for both personal and commercial purposes.

Funding Options

Tailoring a funding package to suit your goals is easier than you think. At Kingsway Smart Loans, we can arrange a variety of solutions such as:

Leasing
Novated Leasing
Chattel Mortgage
Hire Purchase
Second Chance Finance
Low Doc Car Loans

Under a lease agreement, the buyer uses the car while the lender retains ownership of it during the term of the lease. The buyer pays a fixed monthly rent or lease and has the option to buy the car, trade it in for a newer model, or extend the lease agreement at the end of the term.

Lease terms is from 12 months to 60 months. Terms can be longer depending on your needs and situation.

This is perfect for businesses who want to provide a car for their employees. The many benefits for both the employer and employee makes Novated Leasing a very viable option. Call us and we will coordinate all the process to make it hassle free for you.

A Chattel mortgage has huge tax and GST benefits. It is a very good option if you are purchasing a car for business purposes. We will be glad to answer any questions you may have regarding this option.

A great option for businesses who want to purchase a car without disrupting their cash flow. With a Hire Purchase agreement, car loans are financed 100% with a fixed or flexible term.

Credit problems can happen to anyone, and we commonly help our clients who have been declined from various lenders secure loans and achieve their goals.

Great for business owners and the self-employed who may not have all the necessary documents available for a conventional car loan.

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